This page explains every The5ers rule that can fail your account or delay a payout, in plain English and with dollar examples. Rules are based on The5ers’s published terms as of September 2026; firms change rules often, so check the official help centre before you trade. For our overall verdict, read the The5ers review.
The5ers rules at a glance
High Stakes (2-step)
| Profit target | 10% (Step 1), 5% (Step 2) |
|---|---|
| Daily loss | 5% |
| Maximum loss | 10% |
| Minimum | 3 profitable days per step (each closing ≥ 0.5% of starting balance in profit) |
| Leverage | 1:100 |
| News | No trades 2 minutes before or after high-impact news |
Pro Growth / Hyper Growth (1-step)
| Profit target | 10% |
|---|---|
| Daily loss | 3% |
| Stop-out | 6% |
| Minimum | 3 profitable days (Pro Growth); none (Hyper Growth) |
| Leverage | 1:30 |
| Starting split | 75% (Pro Growth); 50% (Hyper Growth) |
What the main rules mean in dollars
On a $100,000 account using the main program’s numbers:
| Rule | Percentage | In dollars |
|---|---|---|
| Profit target (first phase) | 10% | $10,000 |
| Daily loss / daily limit | 5% | $5,000 |
| Maximum loss | 10% | $10,000 |
The5ers uses a static maximum loss that stays fixed below your starting balance on this program. Profits you make increase your buffer, which gives you more room over time. Our trailing vs static drawdown guide has worked examples.
Other rules to know
- You can hold at most $40,000 in Growth evaluation accounts at once.
- Accounts expire after 30 days without activity.
- Weekend holding is allowed, but index swaps over weekends are high.
- Payouts: first after 14 days, then every 2 weeks; $150 minimum; 3.5% fee on cash methods.
Banned strategies
Bracket strategies around news on Growth programs, and any trading within 2 minutes of high-impact news on High Stakes. Review the full prohibited-practices list before trading.
Recent rule changes
The5ers’ core rules have been stable, but in March 2026 it acknowledged payout delays, and some traders reported extra strategy interviews and KYC checks before payouts.
Evaluation vs funded account
Don’t assume the rules stay the same once you’re funded. Check these funded-account conditions at The5ers, and re-read the funded section of the terms the day you pass:
| Payout schedule | Every 14 days |
|---|---|
| Payout speed and methods | 5–8 business days; 3.5% fee on cash methods |
| Consistency | 3 profitable days per step (High Stakes) |
| Profit split | 80% rising to 100% at $350K (High Stakes) |
The5ers rules for UK traders
Yes. UK residents can join High Stakes, Growth and Bootcamp. Firms that reset daily limits at 5 PM New York time reset at 22:00 UK time. Fees and payouts are in foreign currency, and payouts are generally taxable income for HMRC.
How traders most often break The5ers’s rules
- Hitting the target before completing three profitable days, then overtrading to ‘finish’ the days.
- Forgetting the High Stakes news window.
- Letting an account sit idle for 30 days.
For a practical plan to avoid these, read how to pass the The5ers challenge.
Visit The5ers Read our The5ers review
The5ers rules FAQ
What is the The5ers daily loss limit?
On the main program it’s 5% ($5,000 on a $100,000 account). See the tables above for other programs and how it’s calculated.
Is The5ers's drawdown static or trailing?
The5ers uses a static maximum loss that stays fixed below your starting balance on its main program.
What strategies does The5ers ban?
Bracket strategies around news on Growth programs, and any trading within 2 minutes of high-impact news on High Stakes. Review the full prohibited-practices list before trading.
How often does The5ers pay out?
Every 14 days. Speed and methods: 5–8 business days; 3.5% fee on cash methods.
Can UK traders trade with The5ers?
Yes. UK residents can join High Stakes, Growth and Bootcamp.