Bigger accounts promise bigger payouts, but the right size depends on your budget, strategy and experience with the firm.
Start with position sizing
Your account must let you trade your strategy at 0.25–0.5% risk in lot sizes your platform allows. Very small accounts can force risk higher than planned if your stops are wide.
Consider cost per attempt
If you realistically need two or three attempts, a $100K account can cost over $1,500 before you’re funded. A $10K or $25K account lets you learn cheaply.
Payout potential
At 2% a month and an 80% split, a $25K account pays about $400 USD a month; $100K pays $1,600. Many traders build to $100K+ across two or three accounts.
When to move up
- You’ve passed and been paid at the smaller size.
- Your journal shows consistent results.
- You can afford the larger fee without pressure.
See our pages on $10K, $25K and $100K accounts.
Size by stop distance
If your strategy uses 40-pip stops on EUR/USD, 0.5% risk on a $10,000 account is $50, or 0.125 lots. That’s fine on platforms allowing 0.01-lot steps. On a $5,000 account it drops to 0.06 lots, still workable. But for gold or indices with wide stops, small accounts can force risk above your plan, so choose a size where your normal stop fits at 0.5% or less.
Prop firms we currently recommend
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1
FundedNext Best for MetaTrader users
- Max account
- $200,000 (up to $4M through scaling)
- Profit split
- 80%, up to 95%
- Fee from
- $59.99 USD (confirm at checkout)
- Our rating
- 4.4 out of 5
-
2
SabioTrade Best for learning while you evaluate
- Max account
- $1,000,000
- Profit split
- 80–90%
- Fee from
- $139 USD (confirm at checkout)
- Our rating
- 4.0 out of 5
FAQ
What prop account size should beginners choose?
A small account, such as $10K or $25K, to learn the rules cheaply.
Is a bigger account harder to pass?
The percentage rules are usually the same, but mistakes cost more.
When should I upgrade?
After passing and receiving payouts at a smaller size.