A $10K account balances low cost with payouts large enough to matter. Here are the best $10K options among the firms we review, with the dollar rules that matter.
What to look for
- Price per attempt and whether it’s refunded
- The daily and maximum loss in dollars
- Whether you can scale up from this size
Our picks
1. FTMO
FTMO’s smallest challenge, at €89, with a static 10% maximum loss on the 2-Step.
| Entry price | €89 ($10K) |
|---|---|
| Maximum loss | 10% static (2-Step); 10% trailing (1-Step) |
| Profit split | 80%, up to 90% via scaling |
Visit FTMO Read our FTMO review
2. The5ers
High Stakes sizes start at $2,500 and include $10,000, with no time limit.
| Entry price | $19 ($2.5K) |
|---|---|
| Maximum loss | 10% (High Stakes); 6% stop-out (Growth) |
| Profit split | 80% rising to 100% at $350K (High Stakes) |
Visit The5ers Read our The5ers review
3. Funding Pips
Low prices at $10K with a static drawdown on the 2 Step Standard.
| Entry price | about $29–$36 ($5K) |
|---|---|
| Maximum loss | Static on evaluations |
| Profit split | 60% weekly, 80% bi-weekly, 100% monthly |
Visit Funding Pips Read our Funding Pips review
Quick comparison
| Firm | Entry | Maximum loss | Split |
|---|---|---|---|
| FTMO | €89 ($10K) | 10% static (2-Step); 10% trailing (1-Step) | 80%, up to 90% via scaling |
| The5ers | $19 ($2.5K) | 10% (High Stakes); 6% stop-out (Growth) | 80% rising to 100% at $350K (High Stakes) |
| Funding Pips | about $29–$36 ($5K) | Static on evaluations | 60% weekly, 80% bi-weekly, 100% monthly |
The rules in dollars on a $10,000 account
| Typical rule | Amount |
|---|---|
| 10% profit target | $1,000 |
| 5% daily loss limit | $500 |
| 10% maximum loss | $1,000 |
| 0.5% risk per trade | $50 |
| Payout on a 2% month at 80% | $160 |
Rules vary by firm and program; check the tables above for each firm’s exact limits.
Choosing the right account size
Pick the size that lets you trade your normal risk in sensible position sizes, not the biggest you can afford. Larger accounts cost more per attempt, and a breach on a large account is expensive. Many funded traders hold two or three mid-size accounts at different firms rather than one large one, which spreads firm risk.
Remember that the rules scale with the account: a 5% daily limit on $200,000 is $10,000, which feels generous, but percentage risk per trade should stay the same at every size.
A sensible progression
- Pass a small account to learn the firm’s rules and payout process.
- Collect at least one payout.
- Move up in size, or use the firm’s scaling plan.
Model your earnings with the profit split calculator.
All firms listed accept UK residents. Rules change often, so confirm the details on each firm’s site before you buy, and read our guide on how to choose a prop firm.
Prop firms we currently recommend
-
1
FundedNext Best for MetaTrader users
- Max account
- $200,000 (up to $4M through scaling)
- Profit split
- 80%, up to 95%
- Fee from
- $59.99 USD (confirm at checkout)
- Our rating
- 4.4 out of 5
-
2
SabioTrade Best for learning while you evaluate
- Max account
- $1,000,000
- Profit split
- 80–90%
- Fee from
- $139 USD (confirm at checkout)
- Our rating
- 4.0 out of 5
FAQ
What is the best $10K prop firm account?
FTMO: FTMO’s smallest challenge, at €89, with a static 10% maximum loss on the 2-Step.
How much can I make on a $10K funded account?
At 2% a month and an 80% split, you’d earn 1.6% of the account per month before tax.
Should I start small?
Passing a small account first is a cheap way to learn a firm’s rules before paying for a larger one.